Compare Loans



Fixed Rate Loans

  • Fixed-rate loan options are available with various repayment terms.

  • Conventional loan programs are available with low down-payment options for qualified borrowers.

  • Refinance up to 95% of your primary home's value.

  • Monthly payments remain the same for the entire loan term.



Adjustable Rate Loans

  • Adjustable-rate mortgage options are available, offering an initial fixed period followed by rate adjustments over time. Each program provides flexibility designed to meet your long-term financial goals.

  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.



FHA Loans

  • FHA loan programs are available with low down-payment options for qualified borrowers.

  • Minimum credit score usually 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.



USDA Loans

  • A USDA mortgage is loan program for rural and eligible suburban homebuyers with low to moderate incomes.

  • No Down Payment Required

  • Low-Interest Rates

  • Low Monthly Mortgage insurance



VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.

  • Sellers can pay up to 4 percent of closing costs and concessions.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Down payment as low as 0%.